New York law mandates that employers carry workers compensation (also known as workers comp) insurance. The purpose of workers comp insurance is to provide workers who become ill or sustain an injury on the job with the financial resources the need to pay for:
- Medical treatment
- Partial disability
- Total disability
- Permanent impairment
- Death benefits to surviving family
In exchange for receiving these benefits, you as an employee must agree not to sue.
If you are injured in a construction site accident in New York you should notify your employer immediately. They then should document the incident with their Workers’ Compensation carrier and begin your claim.
In the meantime, you should also contact a New York Workers’ Compensation lawyer to assist you in resolving your claim. Be sure to seek medical treatment immediately and carefully document:
- All details pertaining to your accident
- Your injuries and recovery
- Bills and medical records you receive
These documents will be used to help build your claim so you can recover any lost wages and medical expenses.